Pennsylvania have a minimum required car insurance like other states such as minimum coverage of $15,000 for bodily injury to one person, $30,000 for bodily injury sustained by two or more persons in a single accident, and $5,000 for property damage that results from one accident. But I have chosen to get more from my Pennsylvania auto insurance provider. I have chosen to have a medical payment plan as well. Because my wife and my son often borrow my car when theirs is under repair of they don’t want to pay for the gas. My car has never run out of gas that’s why.
The special plan I got from my car insurance company covers certain medical expenses even if it’s the fault of my family member. No questions asked. I have been very particular about the safety of my family and though I spend much for the insurance still the peace of mind it gave me will suffice to the premium I have been paying on time. Good thing there are a lot of companies who offers a great deal in car insurance.